Uniform Commercial Code


California Code of Regulations

Title 2. Administration

Division 7. Secretary of State

Chapter 13. Uniform Commercial Code

Article 1. General Provisions

22600. Definitions.
  1. "Address" means either (1) a street address, route number (may include box) or P.O. Box number plus the city, state and zip code, or (2) an address that purports to be a mailing address outside the United States of America.
  2. "Amendment" means a UCC record that amends the information contained in a financing statement. Amendments include assignments, continuations and terminations.
  3. "Assignment" is an amendment that assigns all or part of a secured party's power to authorize an amendment to a financing statement.
  4. "Information Statement" means a UCC record that indicates that a financing statement is inaccurate or wrongfully filed.
  5. "Filing Officer Statement" means a statement entered by the Secretary of State into the UCC information management system to correct an error made by the Secretary of State's office.
  6. "Initial Financing Statement" means a UCC record containing the information required to be in an initial financing statement, and that causes the Secretary of State to establish the initial record of existence of a financing statement.
  7. "Submitter" means a person who tenders a UCC record to the Secretary of State for filing, whether the person is a filer or an agent of a filer responsible for tendering the record for filing. "Submitter" does not include a person responsible merely for the delivery of the record to the Secretary of State, such as the postal service or a courier service but does include a service provider who acts as a filer's representative in the filing process.
  8. "UCC" means the Uniform Commercial Code as adopted in this state.
  9. "UCC record" means an initial financing statement, an amendment, an assignment, a continuation, a termination or a information statement and shall not be deemed to refer exclusively to paper or paper–based writings.
  10. "UCC information management system" means the Secretary of State's electronic information management system including web-based electronic filing services provided by the Secretary of State for the direct entry, transmission and retrieval of UCC records and requests for information.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9526, Commercial Code.

History
  1. New chapter 13 (articles 1-6, sections 22600-22601.8), article 1 (sections 22600-22600.2) and section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22600.1. UCC Record Delivery.
  1. UCC records may be tendered for filing at the Secretary of State's office as follows.
    1. Personal delivery at the Secretary of State's street address. The file time for a UCC record delivered by this method is when delivery of the UCC record is accepted by the Secretary of State (even though the UCC record may not yet have been accepted for filing and subsequently may be rejected).
    2. Courier delivery at the Secretary of State's street address. The file time for a UCC record delivered by this method, notwithstanding the time of delivery, is the next close of business following the time of delivery (even though the UCC record may not yet have been accepted for filing and may be subsequently rejected).
    3. Postal service delivery to the Secretary of State's mailing address. The file time for a UCC record delivered by this method is the next close of business following the time of delivery (even though the UCC record may not yet have been accepted for filing and may be subsequently rejected). A UCC record delivered after regular business hours or on a day the Secretary of State's office is not open for business will have a filing time of the close of business on the next day the Secretary of State's office is open for business.
    4. Electronic filing. UCC records, excluding information statements, may be transmitted electronically using the XML format approved by the International Association of Commercial Administrators. At the request of an authorized XML submitter, the Secretary of State shall identify which versions and releases of the XML format are acceptable to the Secretary of State's UCC information management system. The Secretary of State's office publishes an implementation guide that prescribes the use of the XML format. The implementation guide shall be available to the public upon request. The file time for a record delivered by this method is the time that the Secretary of State's UCC information management system analyzes the relevant transmission and determines that all the required elements of the transmission have been received in a required format and are machine readable. UCC records also may be transmitted electronically through online entry. The file date and time for a UCC record delivered by this method are the date and time that the UCC information management system receives it.
  2. The appropriate fee shall be paid at the time a UCC record is submitted to the Secretary of State for filing. The methods of payment are United States dollars, check, money order, cashier's check, credit card, and a debit to a prepaid customer account established with the Secretary of State.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9516, Commercial Code; and Section 12194, Government Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22600.2. Search Request Delivery.

UCC search requests may be delivered to the Secretary of State's office by any of the means by which UCC records may be delivered to the Secretary of State's office.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9523, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).

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Article 2. Acceptance and Refusal of Records

22600.3. Continuation Period for Financing Statements.
  1. First day permitted. The first day on which a continuation may be filed is the date corresponding to the date upon which the financing statement would lapse, six months preceding the month in which the financing statement would lapse. If there is no such corresponding date the first day on which a continuation may be filed is the last day of the sixth month preceding the month in which the financing statement would lapse.
  2. Last day permitted. The last day on which a continuation may be filed is the date upon which the financing statement lapses.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9515, Commercial Code.

History
  1. New article 2 (sections 22600.3-22600.5) and section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
22600.4. Procedure upon Refusal.

If the Secretary of State’s office finds grounds under Uniform Commercial Code section 9516 to refuse acceptance of a UCC record, the Secretary of State’s office shall return the record. Unless otherwise requested, the Secretary of State’s office may retain the fee pending resubmission of the record.

Note: Authority cited: Section 9526, Commercial Code. Reference: Sections 9516 and 9520, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
22600.5. Refusal Errors.

If a secured party or a submitter demonstrates to the satisfaction of the Secretary of State's office that a UCC record that was refused for filing should not have been refused, the Secretary of State's office will file the UCC record as provided in these rules with a filing date and time assigned when such filing occurs. The Secretary of State's office also will file a filing officer statement that states the effective date and time of filing which shall be the date and time the UCC record was originally tendered for filing.

Note: Authority cited: Section 9526, Commercial Code. Reference: Sections 9516, 9520 and 9526, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).

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Article 3. UCC Information Management System and Electronic Records

22600.6. IACA Standard Adopted.

The XML standard adopted in this state for electronic transmission of UCC records is an XML format adopted by the International Association of Commercial Administrators and published on the Secretary of State's website.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9516, Commercial Code.

History
  1. New article 3 (sections 22600.6-22600.8) and section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment of article heading and section filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22600.7. Record Filing Procedures.
  1. UCC records may be submitted directly to the Secretary of State's office using the UCC information management system which can be accessed through the Secretary of State's website.
  2. Record Indexing. A submitter may index a record into the UCC information management system by following the indexing procedures in the manner set forth in Section 22601 of these rules.
  3. Filing Date. The filing date of a UCC record is the date the UCC record is received as described in subdivision (e) of Section 22600.1.
  4. Filing Time. The filing time of a UCC record is the time described in subdivision (a)(1)-(4) of Section 22600.1.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9519, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22600.8. Search Request Procedures.

Search requests may be submitted directly to the Secretary of State's office using the UCC information management system which can be accessed through the Secretary of State's website.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9523, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).

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Article 4. Filing and Data Entry Procedures.

22600.9. Errors of the Secretary of State's Office as the Filing Officer.

The Secretary of State's office may correct data entry errors of the Secretary of State's personnel in the UCC information management system at any time. If the correction is made after the Secretary of State has issued a certification date that includes the filing date of a corrected record, the Secretary of State's office shall proceed as follows. A filing officer statement record relating to the relevant initial financing statement will be placed in the UCC information management system on the date that the error was reported. The filing officer statement must provide the date of the correction and explain the nature of the corrective action taken. The record shall be preserved for so long as the record of the initial financing statement is preserved in the UCC information management system.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9526, Commercial Code.

History
  1. New article 4 (sections 22600.9-22601.1) and section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22601. Data Entry of Names - Designated Name Fields.
  1. Organization Names. Organization names are entered into the UCC information management system as set forth in the UCC record, even if it appears that multiple names are set forth in the record or it appears that the name of an individual has been included in the field designated for an organization name.
  2. Individual Names. Individual names are entered into the UCC information management system as the first personal name, additional name(s)/initial(s), individual's surnames and any suffix, exactly as set forth on the UCC record.

Note: Authority cited: Section 9526, Commercial Code. Reference: Sections 9519 and 9521, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment of section and Note filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).

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Article 5. Information Request and Search Response.

22601.2. General Requirements.

The Secretary of State's office maintains for public inspection a searchable index for all UCC records. The index shall provide for the retrieval of a record by the name of the debtor and by the file number of the initial financing statement, and each filed UCC record relating to the initial financing statement.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9523, Commercial Code.

History
  1. New article 5 (sections 22601.2-22601.6) and section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
22601.3. Search Requests.

Search requests shall contain the following information.

  1. Name Searched. A search request shall set forth the name of a debtor to be searched and must specify whether the debtor is an individual or an organization. A search request will be processed using the name in the exact form it is submitted.
  2. Requesting Party. A search request shall include the name and address of the person to whom the search report is to be sent.
  3. Fee. The appropriate fee shall be paid at the time the request is submitted to the Secretary of State. The methods of payment are United States dollars, check, money order, cashier's check, credit card, and debit to a prepaid customer account established with the Secretary of State.
  4. Search Request with Filing. A search request submitted at the time of filing a UCC record which names the same debtor as the filing document shall be deemed to request a search that would retrieve all financing statements filed on or prior to the date the UCC record is filed.

Note: Authority cited: Section 9526, Commercial Code. Reference: Sections 9523 and 9525, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment of subsections (c) and (d) filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22601.4. Rules Applied to Search Requests.

Search results are produced by the application of standardized search logic to the name presented to the Secretary of State's office. Human judgment does not play a role in determining the results of the search. The following apply to searches:

  1. There is no limit to the number of matches that may be returned in response to the search criteria.
  2. No distinction is made between upper and lower case letters.
  3. Punctuation marks and accents are disregarded.
  4. Words and abbreviations at the end of a name that indicate the existence or nature of an organization are disregarded.
  5. The word "the" at the beginning of the search criteria is disregarded.
  6. All spaces are disregarded.
  7. For first personal name and additional name(s)/initial(s) of individual names, initials are treated as the logical equivalent of all names that begin with such initials, and first personal name and no additional name(s)/initial(s) is equated with all additional name(s)/initial(s). For example, a search request for "John A. Smith" would cause the search to retrieve all filings against all individual debtors with "John" or the initial "J" as the first personal name, "Smith" as the surname, and with the initial "A" or any name beginning with "A" in the additional name(s)/initial(s) field. If the search request were for "John Smith" (first personal name and surnames with no designation in the additional name(s)/initial(s) field), the search would retrieve all filings against individual debtors with "John" or the initial J as the first personal name, "Smith" as the surname and with any name or initial or no name or initial in the additional name(s)/initial(s) field.
  8. After using the preceding rules to modify the name to be searched, the search will reveal only names of debtors that are contained in unlapsed and lapsed financing statements and exactly match the names requested, as modified.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9523, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. Amendment of subsection (g) filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22601.5. Optional Information.

A UCC search request may contain any of the following information.

  1. The request may limit the records searched by using the address of the debtor, the date of filing (or a range of filing dates) or the identity of the secured party(ies) of record on the financing statements. The reports created by the Secretary of State's office in response to a request shall contain the statement:
    "The search results herein reflect only the specific information requested. The results of the debtor search will not reflect variances of this name. If the debtor is known under other personal names, trade names, business entities, or addresses, separate searches of these names will have to be requested and conducted. The Secretary of State, his officers and agents disclaim any and all liability for a claim resulting from other filings on which the name of the debtor can be found in any other form than that which was requested."
  2. The request may ask for copies of UCC records identified on the search response.
  3. The request may include instructions on the mode of delivery desired, if other than by ordinary mail, which request will be honored if the requested mode is available to the Secretary of State's office.
  4. Copies of unrelated records may be requested by providing the specific file numbers. The Secretary of State's office may limit the number of records that may be accepted in a single search request.

Note: Authority cited: Section 9526, Commercial Code. Reference: Sections 9523 and 9526, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
22601.6. Search Responses.

Reports created in response to a search request shall include the following:

  1. Filing officer. Identification of the Secretary of State and the certification of the Secretary of State required by law.
  2. Report Date. The date the report was generated.
  3. Name Searched. Identification of the name searched.
  4. Certification Date. The certification date and time for which the search is effective.
  5. Identification of initial financing statements. Identification of each unlapsed and lapsed initial financing statement filed on or prior to the certification date and time corresponding to the search criteria, by name of debtor, by identification number, and by file date and file time.
  6. History of Financing Statement. For each initial financing statement on the report, a listing of all related UCC records filed by the Secretary of State's office on or prior to the certification date.
  7. Copies. Copies of all UCC records revealed by the search and requested by the searcher.

Note: Authority cited: Section 9526, Commercial Code. Reference: Sections 9523 and 9526, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).

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Article 6. Other Notices of Liens

22601.7. Treatment of Other Liens.

The liens identified in Section 22601.8 also are filed with the Secretary of State pursuant to statutes other than the UCC. The liens are treated by the Secretary of State's office substantially the same as financing statements and are included on search responses pursuant to Commercial Code Section 9528.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9528, Commercial Code.

History
  1. New article 6 (sections 22601.7-22601.8) and section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).
  2. New section heading and amendment of section filed 5-29-2014; operative 7-1-2014 (Register 2014, No. 22).
22601.8. Types of Liens.
  1. Judgment Liens pursuant to the Code of Civil Procedure Sections 697.510-697.670.
  2. Attachment Liens pursuant to the Code of Civil Procedure Sections 488.300-488.485 and 488.500-488.510.
  3. Federal Tax Liens pursuant to the Code of Civil Procedure Sections 2100-2107.
  4. State Tax Liens pursuant to the Government Code Sections 7170-7174 and 7220-7229.

Note: Authority cited: Section 9526, Commercial Code. Reference: Section 9528, Commercial Code.

History
  1. New section filed 6-21-2004; operative 6-21-2004 pursuant to Government Code section 11343.4 (Register 2004, No. 26).

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